Professional Management of Debt Collection and Extrajudicial Negotiation

Lending money to an acquaintance or performing work without receiving the agreed remuneration generates a situation of frustration and helplessness that worsens over time. Often, the debtor takes advantage of the trust or the lack of formality in the initial agreement to delay payment with constant excuses, hoping the creditor will become fatigued and desist. We professionalise the claim from the outset with a clear message that the matter has been passed into legal hands. This intervention is usually sufficient to unlock the situation—upon perceiving a real risk of ending up before the courts, the debtor often prefers to reach a payment agreement rather than incur greater costs.

Our initial strategy always focuses on the amicable yet formal route by sending reliable and certified demands. This step is crucial not only to attempt quick collection without setting foot in court, but also to interrupt the prescription of the debt and accumulate evidence of the other party's willful non-payment. We negotiate realistic repayment schedules and secure acknowledgment of debts before a notary if necessary, documenting your credit entitlement to prevent the debtor from denying the existence of the payment obligation in the future.

Decisive Judicial Action to Recover the Debt

When the transactional route yields no results and the willingness to pay is non-existent, we do not hesitate to activate the judicial machinery to defend your assets. We analyse the viability of your case to select the most suitable and expeditious procedure, whether a payment order for documented debts, a verbal trial, or an ordinary procedure depending on the amount claimed. In the claim, we not only request the principal amount owed but also add the accrued legal interest from the first default and the legal costs, seeking to ensure that the debtor's non-compliance does not cost you additional expenses that are not your responsibility.

Obtaining a favourable judgment is only the first step, as the ultimate goal is for you to finally recover your debt. If following the court ruling the debtor persists in non-payment, we immediately initiate the forced execution of the judgment by seizing any kind of assets or rights such as bank accounts, salaries, tax refunds, vehicles, or real and personal property until the entire debt is covered. We conduct a thorough asset investigation to locate all kinds of assets and pursue collection to the fullest legal extent, ensuring that no one unjustly enriches themselves at your expense.